Georgia Home Insurance
Georgia homeowners insurance is gaining popularity each day to safe guard your property against unforeseen damages. The most popular feature of Georgia home insurance is replacement cost coverage that covers the entire repairing and replacement of your home and property. The pre-condition for this feature is that all the repairing and replacement shall be done from the same material before the damage. You need to determine the details of repairs and replacement within 180 days of damage and report the same to the insurance company. However, each type of insurance covers carries its own fine print. Always ask for an expert or take a second opinion from friends or colleagues about the type of cover you opt for. Thus, a replacement cost cover nearly makes repair and replacement of your original home free of cost. All you need to do is to have regularly paid your earlier home insurance premiums. You would also need to pay insurance policy deductible before the replacement cost feature comes into action.